Appraisal services for Sparta and Monroe County homeowners

Here are the top 7 reasons WI homeowners call on Cable Appraisal Service:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge a property tax assessment
  3. To reduce their mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a WI divorce, when real estate needs to be divided
  7. To settle an estate in Monroe county or WI by determining the true market value of real estate in question

Need help deciding the value of your house in or near Sparta, WI?
Contact Cable Appraisal Service.

At Cable Appraisal Service, we understand the special needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our non-traditionalclient, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Cable Appraisal Service are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value judgement than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experts in helping customers just like you abolish unwanted PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Cable Appraisal Service is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An appraisal from Cable Appraisal Service can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned expert to double-check your appraisal for precision, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Cable Appraisal Service can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.